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Driving to assignment in south Texas can be a pain, abnormally if you accept one of the best Houston drive times. But hours spent in cartage isn’t the alone agency to endure. A NerdWallet abstraction begin that the boilerplate citizen in Greater Houston pays over 20% added for Texas car allowance than added drivers in the U.S. In addition, the Houston breadth has one of the best chock-full artery systems in Texas. The Texas A&M Busline Institute analyzed accompaniment highways and begin that four of the top 10 best chock-full anchorage are in the Houston area.
NerdWallet advised 42 places in Greater Houston and begin that Dayton and Fresno are the two affliction places for commuters. We crunched the numbers and ranked the affliction commutes by allegory commuting environment, car costs and time.
Car costs, in the anatomy of gas and insurance, are costs that abounding commuters bear; however, depending on breadth you live, you could pay added than others. Car owners in Houston accept the accomplished ante for car insurance, at an boilerplate of $1,448 a year. In contrast, drivers in Sealy adore the everyman ante in the area: $1,188 annually for car insurance.
Gas prices can additionally affect the active experience. Galena Park has the priciest gas at $3.27 a gallon. Instead, maybe anybody should arch over to La Marque to fill up — it has the cheapest gas at an boilerplate of $3.10 a gallon.
Commuting can be an certain hassle, but award the cheapest car allowance exceptional can advice allay some of the pain. The amount of the aforementioned advantage can alter decidedly depending on your allowance carrier. Comparing car allowance premiums will advice you acquisition the best deal. In addition, discounts can accompany bottomward your bill. Here’s a attending at who offers the best car allowance discounts.
The affectionate of car you drive will accept a affecting appulse on the amount of your anniversary insurance. Premiums for the best accepted car models can ambit in amount by a few hundred dollars. To acquisition the cars with lower allowance costs, allocution to your allowance agent.
[For added advice about auto allowance rates, assay out NerdWallet’s car allowance allegory tool.]
Location matters. Car allowance premiums can alter up to 22% depending on breadth you alive in Greater Houston.
Cars rule. Greater Houston commuters aren’t application accessible transportation. While 5% of U.S. commuters booty a bus, subway, alternation or added advantage to work, alone 0.8% of Greater Houston workers use accessible transportation.
Congested roads. Some Greater Houston commuters absorb over 76% added time accepting to assignment than others.
Average car allowance premium: $1,402Average gas price: $3.22Average one-way drive time: 30.1 minutesPercentage of workers traveling by car: 98.4%Percentage of commuters application accessible transportation: 0%
Average car allowance premium: $1,362Average gas price: $3.25Average one-way drive time: 32.1 minutesPercentage of workers traveling by car: 94.4%Percentage of commuters application accessible transportation: 1.2%
Average car allowance premium: $1,401Average gas price: $3.16Average one-way drive time: 28.9 minutesPercentage of workers traveling by car: 95.7%%Percentage of commuters application accessible transportation: 0%
Average car allowance premium: $1,390Average gas price: $3.17Average one-way drive time: 30.9 minutesPercentage of workers traveling by car: 91.6%Percentage of commuters application accessible transportation: 1.4%
Average car allowance premium: $1,264Average gas price: $3.13Average one-way drive time: 30.6 minutesPercentage of workers traveling by car: 95.3%Percentage of commuters application accessible transportation: 0.3%
Average car allowance premium: $1,437Average gas price: $3.15Average one-way drive time: 27 minutesPercentage of workers traveling by car: 99.4%Percentage of commuters application accessible transportation: 0%
Average car allowance premium: $1,333Average gas price: $3.18Average one-way drive time: 30.1 minutesPercentage of workers traveling by car: 93.4%Percentage of commuters application accessible transportation: 1.6%
Average car allowance premium: $1,401Average gas price: $3.24Average one-way drive time: 25.9 minutesPercentage of workers traveling by car: 95.8%Percentage of commuters application accessible transportation: 0%
Average car allowance premium: $1,214Average gas price: $3.15Average one-way drive time: 30.7 minutesPercentage of workers traveling by car: 89.4%Percentage of commuters application accessible transportation: 0.5%
Average car allowance premium: $1,433Average gas price: $3.23Average one-way drive time: 25.6 minutesPercentage of workers traveling by car: 95.5%Percentage of commuters application accessible transportation: 0.4%
Although abounding workers can apprehend continued and big-ticket commutes, some association in Greater Houston adore lower costs and beneath cartage delays.
Galveston ranks as the best commute, according to the NerdWallet study. Association actuality pay $1,214 for car insurance, which is $109 beneath than the boilerplate allowance costs for the area. Additionally, commuters actuality absorb an boilerplate of 19.8 account traveling to work, 30.8% beneath than added Greater Houston drivers. According to the U.S. Census Bureau, Galveston’s daytime citizenry increases 27.8% because of commuting.
Freeport ranks as the second-best drive in Greater Houston. Like Galveston, Freeport association adore lower-than-average car allowance costs at $1,246 a year compared with added drivers in the area. Workers in Freeport additionally don’t decay as abundant time sitting in cartage — they absorb 29.5% beneath time commuting than the boilerplate Greater Houston resident. Freeport’s citizenry increases 57.6% during the banal — those who alive and assignment in Freeport don’t have to go far.
NerdWallet analyzed the afterward factors to actuate the affliction cities for commuters in Greater Houston:
1. How big-ticket is gas? We looked at boilerplate gas prices in anniversary ZIP cipher for 10% of the score.2. How abundant does auto allowance cost? Allowance is cher and premiums can alter depending on breadth you live. We begin boilerplate allowance costs by ZIP cipher for 10% of the score.3. How continued are workers’ commutes? We looked at how continued it takes Greater Houston association to accomplish a one-way cruise to work. This is 50% of the score.4. How abounding workers are commuting by car? We looked at the allotment of workers who get to assignment by car. Higher percentages of commuters traveling to assignment by car beggarly added cartage bottleneck and best commutes. This is 10% of our score.5. Is accessible alteration available? We looked at the allotment of workers who drive on accessible transportation. Higher percentages advance added availability of accessible transit. This is 20% of the score.
NerdWallet surveyed 42 places in the Greater Houston busline area. Places with populations beneath 6,000 or locations after abstracts weren’t included. The account for anniversary abode was affected from the afterward data:
[Car allowance exceptional abstracts are from NerdWallet’s car allowance allegory tool.]
Downtown Houston, Texas, angel via iStock.
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