This adventure has been adapted back it was appear on Feb. 25, 2015, to accommodate bristles added cities.
NEW YORK (TheStreet) -- Are you authoritative abundant money to allow a home in your area?
In some areas about the country, earning little added than $30,000 annually may be abundant to allow a house, admitting in other, added big-ticket areas, you will charge about bristles times as much.
HSH.com, a mortgage analysis abstracts Web site, analyzed fourth-quarter abstracts to actuate the minimum bacon bare in adjustment to be able to allow a home in the 27 better busline areas in the United States.
For the third division in a row, Pittsburgh was begin to be the best affordable burghal in the country, with an anniversary boilerplate bacon of aloof $31,716.32 bare to allow a home there. Those alive in San Francisco charge to accomplish 4.5 times the bulk that Steel Burghal workers acquire to allow a home.
HSH.com acclimated the National Association of Realtors' fourth-quarter abstracts for median-home prices (single-family homes), as able-bodied as the boilerplate absorption amount for 30-year, fixed-rate mortgages to actuate the bacon it would booty to allow the abject amount of owning a home (principal, interest, taxes and insurance) in the 27 busline areas. HSH affected a bottomward acquittal of 20% as allotment of its calculation.
Here are the 15 cities where, alike with a low income, you can still buy a house.
15. Baltimore Minimum bacon bare to allow a home: $52,661.96Average absorption amount (30-year mortgage): 4.03%Median home price: $233,200
The beggarly anniversary allowance for workers in the Baltimore-Towson, Md., busline breadth was $51,900, according to 2013 abstracts from the Bureau of Labor Statistics. The 2013 boilerplate domiciliary assets in Baltimore was $68,455, according to U.S. Census Bureau data.
Major administration in Baltimore accommodate Johns Hopkins University and John Hopkins Hospital and Bloom System, the University of Maryland, MedStar Health, and Constellation Activity (acquired by Exelon(EXC) - Get Report ), amid others.
14. Philadelphia Minimum bacon bare to allow a home: $50,914.04Average absorption amount (30-year mortgage): 4.14%Median home price: $213,300
The anniversary beggarly allowance for workers in the Philadelphia busline breadth was $51,780, according to 2013 abstracts from the Bureau of Labor Statistics. The 2013 boilerplate domiciliary assets in Philadelphia was $60,482, according to Census Bureau data.
Major administration in Philly accommodate the University of Pennsylvania, Temple University, Comcast(CMCSA) - Get Report , and US Airways (acquired by American Airlines(AAL) - Get Report ), amid others.
13. Houston Minimum bacon bare to allow a home: $49,983.37Average absorption amount (30-year mortgage): 4.09%Median home price: $199,300
The beggarly anniversary allowance for workers in the Houston-Sugar Land-Baytown, Texas, busline breadth was $49,830, according to 2013 abstracts from the Bureau of Labor Statistics. The 2013 boilerplate domiciliary assets in Houston was $57,366, according to Census Bureau data.
Major administration in Houston accommodate Memorial Hermann Bloom System, the University of Texas Anderson Cancer Center, United Airlines (United Continental(UAL) - Get Report ), Exxon Mobil(XOM) - Get Report , Kroger(KR) - Get Report and Schlumberger(SLB) - Get Report , amid others.
The beggarly anniversary allowance for workers in the Dallas-Fort Worth-Arlington, Texas, busline breadth was $46,800, according to 2013 abstracts from the Bureau of Labor Statistics. The 2013 boilerplate domiciliary assets in Dallas was $57,398, according to Census Bureau data.
Major administration in the breadth accommodate Texas Bloom Resources, Bank of America(BAC) - Get Report , American Airlines, Baylor Bloom Affliction System, Lockheed Martin (LMT) - Get Report , JPMorgan Chase(JPM) - Get Report and Texas Instruments(TXN) - Get Report , to name a few.
11. Minneapolis Minimum bacon bare to allow a home: $47,626.53Average absorption amount (30-year mortgage): 4.07%Median home price: $210,000
The mean annual allowance for workers in the Minneapolis-St. Paul-Bloomington, Minn. (which additionally includes genitalia of Wisconsin) busline breadth was $51,050, according to 2013 abstracts from the Bureau of Labor Statistics. The 2013 boilerplate domiciliary assets in Minneapolis was $67,194, according to Census Bureau data.
Major administration in Minneapolis accommodate UnitedHealth Group(UNH) - Get Report , Target(TGT) - Get Report , Best Buy(BBY) - Get Report , Supervalu (SVU) , 3M(MMM) - Get Report , CHS Inc., U.S. Bancorp(USB) - Get Report , Medtronic (MDT) - Get Report and General Mills(GIS) - Get Report .
10. San Antonio Minimum bacon bare to allow a home: $45,374.30Average absorption amount (30-year mortgage): 4.09%Median home price: $185,500
The beggarly anniversary allowance for workers in the San Antonio-New Braunfels, Texas, busline breadth was $41,350 in 2013, according to 2013 abstracts from the Bureau of Labor Statistics. The 2013 boilerplate domiciliary assets in San Antonio was $51,176, according to Census Bureau data.
Major administration in San Antonio accommodate bazaar alternation H-E-B, banking casework behemothic USAA, as able-bodied as activity companies such as Valero Energy(VLO) - Get Report .
9. OrlandoMinimum bacon bare to allow a home: $42,143.30Average absorption amount (30-year mortgage): 4.07%Median home price: $180,000
The beggarly anniversary allowance for workers in the Orlando-Kissimmee-Sanford, Fla., busline breadth was $39,400, according to 2013 abstracts from the Bureau of Labor Statistics. The boilerplate domiciliary assets over the five-year aeon through 2013 was $42,147, according to Census Bureau data.
Tourism is a big industry in Orlando with Walt Disney World and Universal Orlando employing about 90,000 in the area. Added big administration accommodate the Orange County Public Schools and the Orlando International Airport. Darden Restaurants(DRI) - Get Report is additionally based in Orlando.
8. Phoenix Minimum bacon bare to allow a home: $40,658.08Average absorption amount (30-year mortgage): 4.06%Median home price: $200,300
The beggarly anniversary allowance for workers in the Phoenix-Mesa-Glendale, Ariz., busline breadth was $45,680, according to 2013 abstracts from the Bureau of Labor Statistics. The 2013 boilerplate domiciliary assets in Phoenix was $51,847, according to Census Bureau data.
Some of the top industries in the Phoenix breadth are renewable energy, aerospace and aviation, arising technology, accomplishment and business services.
Large administration in the Phoenix breadth accommodate Banner Health,Raytheon(RTN) - Get Report , Wal-Mart Stores(WMT) - Get Report and Wells Fargo(WFC) - Get Report , amid others. Added companies based in Phoenix accommodate GoDaddy, Intel (INTC) - Get Report and PetSmart (PETM) .
7. TampaMinimum bacon bare to allow a home: $37,732.20 Boilerplate absorption amount (30-year mortgage): 4.13%Median home price: $160,000
The beggarly anniversary allowance for workers in the Tampa-St. Petersburg-Clearwater, Fla., busline breadth was $42,320, according to 2013 abstracts from the Bureau of Labor Statistics. The boilerplate domiciliary assets was $45,880 in 2013, according to Census Bureau data.
Health care, banking casework and retail are arresting industries in the Tampa area, with Citigroup(C) - Get Report , BayCare Bloom System, Publix Super Markets (PUSH) , Verizon Communications(VZ) - Get Report and Wal-Mart Stores amid the top employers.
6. Atlanta Minimum bacon bare to allow a home: $35,800.11Average absorption amount (30-year mortgage): 4.09%Median home price: $157,700
The mean annual allowance for workers in the Atlanta-Sandy Springs-Marietta, Ga., busline breadth was $48,270, according to 2013 abstracts from the Bureau of Labor Statistics. The boilerplate domiciliary assets was $55,733 in 2013, according to Census Bureau data.
The top administration in Atlanta accommodate AT&T(T) - Get Report , Delta Air Lines(DAL) - Get Report , Emory University and several academy districts.
5. DetroitMinimum bacon bare to allow a home: $35,521.47Average absorption amount (30-year mortgage): 4.18%Median home price: $135,800
The beggarly anniversary allowance for workers in the Detroit-Livonia-Dearborn, Mich., busline breadth was $49,080, according to 2013 abstracts from the Bureau of Labor Statistics. Detroit's boilerplate domiciliary assets was $51,857 in 2013, according to Census Bureau data.
Auto manufacturing, bloom affliction and aerospace advance the area's job front. Detroit's better administration include Fiat Chrysler Automobiles(FCAU) - Get Report , Ford Motor Co.(F) - Get Report , General Motors(GM) - Get Report , the University of Michigan and the U.S. government.
4. Cincinnati Minimum bacon bare to allow a home: $33,485.23Average absorption amount (30-year mortgage): 4.09%Median home price: $138,100
The beggarly anniversary allowance for workers in the Cincinnati-Middletown, Ohio, busline area, which includes genitalia of Indiana and Kentucky, was $45,510, according to 2013 abstracts from the Bureau of Labor Statistics. Cincinnati's boilerplate domiciliary assets was $34,116 for the bristles years through 2013, according to Census Bureau data.
Industries such as customer products, banking casework and business casework boss in Cincinnati. The better administration for the breadth accommodate the Cincinnati Children's Hospital, Kroger(KR) - Get Report , Procter & Gamble(PG) - Get Report and the University of Cincinnati.
3. St. LouisMinimum bacon bare to allow a home: $33,323.09Average absorption amount (30-year mortgage): 4.03%Median home price: $138,400
The beggarly anniversary allowance for workers in the St. Louis busline area, which additionally includes genitalia of Illinois, was $45,600, according to 2013 abstracts from the Bureau of Labor Statistics. The boilerplate domiciliary assets was $54,449 in 2013, according to Census Bureau data.
Large administration in St. Louis accommodate BJC HealthCare, Boeing(BA) - Get Report , Scott Air Force Base, SSM Bloom Affliction and Washington University in St. Louis.
2. Cleveland Minimum bacon bare to allow a home: $32,010.41Average absorption amount (30-year mortgage): 4.05%Median home price: $121,200
The mean annual allowance for workers in the Cleveland-Elyria-Mentor, Ohio, busline breadth was $45,380, according to 2013 abstracts from the Bureau of Labor Statistics. The boilerplate domiciliary assets was $26,217 in the five-year aeon to 2013, according to Census Bureau data.
Cleveland's better administration accommodate the Cleveland Clinic, University Hospitals and the U.S. government.
1. PittsburghMinimum bacon bare to allow a home: $31,716.32Average absorption amount (30-year mortgage): 3.98%Median home price: $135,000
The beggarly anniversary allowance for workers in the Pittsburgh busline breadth was $44,950, according to 2013 abstracts from the Bureau of Labor Statistics. The boilerplate domiciliary assets was $51,291 in 2013, according to Census Bureau data.
Supermarket alternation Behemothic Eagle,Mellon Banking (now endemic by Bank of New York Mellon(BK) - Get Report ), PNC Financial(PNC) - Get Report , the University of Pittsburgh, UPMC Bloom System, the U.S. government as able-bodied as accompaniment government, and U.S. Steel(X) - Get Report are amid the ample administration in the area.
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