Flood Insurance. Adding flood insurance to your insurance package means you're covered if groundwater rises and floods your home—a situation that isn't usually covered by home policies. It does so by providing affordable insurance to property owners, renters and businesses and by encouraging communities to adopt and enforce floodplain management regulations.

If you have a flood insurance policy, please contact the insurance agent or insurer who sold you the flood policy to arrange for payment.
To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.
Don't Wait to Insure Your Home! Annual premiums depend on the coverages you select and the risk factors of your property. Flood polices must be paid in full.
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