Comprehensive Insurance

Comprehensive Insurance. Comprehensive insurance coverage is one of the main coverages available as part of a car insurance policy. We may collect personal information from you for business, marketing, and commercial purposes.

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This means you'll pay out-of-pocket for any amount up to your deductible and Allstate will cover the rest. Collision insurance helps you fix or replace your vehicle when you get into a car accident. And the higher your deductible, the less your insurance will likely cost.

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Comprehensive insurance (also known as "other than collision" in some states) covers damage to your car caused by events that are out of your control.

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Collision insurance helps you fix or replace your vehicle when you get into a car accident. Auto insurance rates for collision and comprehensive insurance are affected in the same manner that liability coverage is. Comprehensive Car Insurance provides you with cover for repairing or replacing your vehicle if it is damaged in an accident or while it is not being driven.