Toni King
Toni King
Photo: Toni King / Toni King
Toni King
Toni King
TONI KING: Starting Medicare: Why is Part B costing $578?
Toni:
My Medicare begins June 1 and I accept accustomed my aboriginal bill which is $578.40 with the exceptional due by May 25. I do not see this Medicare bulk anywhere on the Medicare armpit or in any advice I accustomed back I came into the Toni Says appointment for my Medicare consultation. Am I actuality answerable the Medicare Part B penalty? I active up afore I angry 65. What is wrong?
I am not starting my Social Security analysis until I about-face 66 which is my abounding retirement age, so I charge pay this myself to Social Security. Is there a way I can pay the Medicare Part B exceptional annual instead of the accomplished amount? Look advanced to what your thoughts are? Edward from Pearland, TX
Edward:
Here is a Medicare abruptness for you: You are not actuality answerable EXTRA! You accept been answerable for four months of Medicare Part B premiums. Since you are not accepting a Social Security check, again all Social Security can do is bill you for your Medicare premiums. Yours is for a four-month agglomeration sum of June, July August and September which is $144.60 times four months that equals $578.40.
Most Americans enrolled in Medicare are advantageous their Medicare premiums annual from their Social Security check. Social Security will automatically booty the Medicare premiums from a person’s Social Security check.
Social Security will accelerate a letter allegorical the Medicare almsman that Social Security is deducting the annual Medicare Part B premiums from ones Social Security check. Fred this is not your situation.
The boilerplate Part B exceptional for those who assets is $87,000 or beneath as an alone or $174,000 or beneath as a brace is $144.60, and if you bisect your exceptional of $578.40 by four months will according $144.60 per month.
Medicare has a affairs that can acquiesce one to pay premiums on a annual base by either advantageous via check, coffer draft, debit agenda or acclaim cards. The affairs is alleged “Medicare Easy Pay.”
An commodity in Chapter 7 of the Medicare Survival Guide® Advanced edition, discusses Medicare Easy Pay with a archetype of the anatomy with instructions in the “Forms Chapter” on pages 144-146 of the guide. Or you can appointment www.medicare.gov website, which discusses how to set up Medicare Easy Pay and admission the anatomy to download to pay monthly.
For those who do not accept admission to a computer, alarm 1-800-MEDICARE (800-633-4227) and to appeal the Medicare Easy Pay anatomy mailed to you or accomplish a archetype from Toni’s Medicare Survival Guide® Advanced edition. You can additionally appointment www.mymedicare.gov if you would like to pay by a acclaim card. This advantage is a ancient acquittal not one automated monthly. I about-face 65 in May and mailed in a analysis about April 10 for an April 25 due date. On April 27 it was not deposited. Back I alleged Medicare, they said it could booty up to 30 canicule to appearance up in my coffer annual and to go online to pay or I may lose my Medicare Part B. I went online and paid one annual exceptional of $144.60 by acclaim agenda for May to be abiding I did not lose my Medicare Part B. I am still cat-and-mouse for the analysis to bright my bank.
I accept Medicare. What is addition to do that is confused? Keep Medicare premiums current, while cat-and-mouse for Medicare Easy Pay to be processed.
Toni King, columnist of the Medicare Survival Guide® Advanced edition, is accepting a $5 Toni Says® readers abatement at www.tonisays.com. If you accept any questions apropos this commodity or any Medicare issues ability out to Toni at 832-519-8664 or email at info@tonisays.com.
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