Most adolescent and new drivers face abrupt allowance premiums, but the Automobile Association of Singapore (AA Singapore) is accommodating to go low - on two conditions.

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In a bid to brainwash adolescent and amateur drivers on alley safety, AAS Allowance Agency, a wholly endemic accessory of AA Singapore, will crave drivers absorbed in the Adolescent and Amateur Drivers (YID) Arrangement to abide a mandatory, four-hour active programme.

"We are aggravating to advice advance acceptable habits appropriate from the beginning," said AA Singapore admiral Bernard Tay.

The action was launched bygone and is offered in accord with Liberty Allowance Singapore.

Young drivers unhappy with car insurance cost-cutting measures

It additionally requires drivers to download an app and accumulate it on to clue active behaviour for six months.

This will reflect areas of advance for the disciplinarian and animate advantageous achievement as users see their array and rankings adjoin others.

With these two altitude checked, adolescent drivers beneath the age of 24, or those with beneath than two years' active experience, will be advantaged to lower premiums.

How to reduce new-driver car insurance costs | RAC Drive

For example, a 20-year-old macho motorist active a 2016 Toyota Altis would usually pay about $4,125 with $3,000 excess, but beneath the AAS YID arrangement he would pay about $3,780 with $1,000 excess.

While there are currently no statistics on the alternation amid adolescent drivers and accidents in Singapore, accepted trends appearance such drivers are added acceptable to be complex in accidents.

According to the United States National Highway Transportation Assurance Administration, in 2014 adolescence drivers represented 6 per cent of US accountant drivers, but accounted for 9 per cent of absolute baleful crashes.

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"This is absolutely a college accident group, and we achievement to abate some of these issues," said Mr Lee Wai Mun, arch controlling administrator of AA Singapore.

Mr Chang Sucheng, arch controlling administrator of Liberty Allowance Singapore, added: "Everyone starts out as a adolescent and amateur driver. We achievement the classes advice the association to beacon appear bigger alley safety."

Ms Thea Tan, a 21-year-old who acquired her licence a ages ago, said: "The arrangement looks rather enticing, but I will still analyze it with added allowance policies.

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"It additionally seems absolutely annoying to bethink that the app charge be consistently on while active in adjustment for it to clue your alley habits."

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