PHOENIX (3TV/CBS5) -- Has your car allowance gone up? If you alive in Phoenix, you are not alone. Car allowance ante went up about 3 percent in the accomplished year.

Who Has the Cheapest Auto Insurance Quotes in Arizona ...

Lynn Vanfossan is like a lot of Arizona drivers who aloof had their auto allowance premiums go up again.

"If I'm activity out and accepting into accidents every day, or every anniversary again yeah - my ante should go up," she said. "But if I'm a safe disciplinarian and haven't had any accidents on my record, I anticipate I should account from that."

According to The Zebra, an allowance chase engine, that is an access of 26.9 percent back 2011, with the Phoenix busline breadth aerial abreast the top.

According to allowance experts, there are several affidavit Phoenix drivers pay more, including a booming population, added cartage bottleneck and accidents, and added absent drivers.

But what drivers pay generally varies depending on area they live.

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The absolute allowance chase abettor The Zebra aloof appear its 2019 address that break bottomward what drivers are advantageous based on ZIP code.

Here's a attending at the Phoenix ZIP codes area you'll pay the best for car insurance.

- 85035 -- boilerplate exceptional of $1,758

- 85019 -- boilerplate premium of $1,797

- 85031 -- boilerplate premium of $1,800

Cheap Car Insurance Quotes | Who has the cheapest auto ...

- 85017 -- average premium of $1,833

- 85009 -- average exceptional of $1,836

American Family Allowance abettor Jennifer Swenson said there are hundreds of factors that go into free what addition pays for auto insurance.

Driving history. Credit score. Employment, Crime rate. Do you alive abreast a alarming intersection? The account goes on.

New technology has additionally impacted what drivers pay, Swenson said.

Arizona Cheapest Car Insurance & Minimum Coverage (8)

"Not alone do we accept technology with our phones that creates a above aberration for abounding of us back we're driving, but it additionally plays a agency into our cartage - because back there is accident done to a vehicle, it costs a lot added to repair," she explained.

Here is a attending at some of the ZIP codes with the cheapest auto allowance rates.

- 85248 in Chandler -- boilerplate exceptional of $1,295

- 85375 in Sun City West -- boilerplate exceptional of $1,255.

- 86315 in Prescott Valley -- boilerplate exceptional of $1,095.

Arizona Cheapest Car Insurance & Minimum Coverage (8)

The boilerplate anniversary exceptional in Phoenix is $1,401, which is still beneath than the civic boilerplate of 1,470.

How abundant does car allowance amount in your zip code? Analysis our alternate map here. 

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