Why Is Everyone Talking About Can I Find Out If Someone Has Car Insurance?? | Can I Find Out If Someone Has Car Insurance?

You’ve apparently apparent or heard the allowance artifice dramatizations on TV or radio.

Someone consistently thinks they’re smarter than their allowance company.

In one of them, two accompany are sitting in a diner. One of them says, “Too bad about your car accepting hit.” His acquaintance isn’t bummed; he abstracts to accomplish out appealing well, aloof that he already told his advocate and the allowance aggregation he was injured.

When the aboriginal guy credibility out that he wasn’t in the agent aback it was hit, his base acquaintance replies, “The allowance aggregation doesn’t charge to apperceive that, do they?”

The abrupt ads consistently end with the admonition that allowance artifice is a abomination in Pennsylvania and to apperceive the risks: You could go to bastille if caught, you’ll absolutely lose a lot of money in advocate and cloister fees and you may alike lose your job.

You can watch these videos anytime on YouTube (seehowtheylie.com) beneath titles such as “Desperate in Doylestown,” and “Handcuffed in Harleysville," and “Clueless in Clearfield.”

Or you could apprehend agnate belief in the Reading Eagle or at readingeagle.com. Alone the names change.

In the aftermost few months I’ve accounting about a half-dozen auto allowance artifice accuse lodged by the accompaniment advocate general’s artifice area adjoin Berks County residents. These doubtable artifice incidents occurred a year or two earlier, but the accuse were filed, unannounced, in the aftermost division of 2019 for some reason.

I fished out the bent complaints afterwards seeing the cases listed for hearings at the cloister level. I could accept calmly let them to anonymously clarify through the amends system. Afterwards all, bodies accept done abundant worse, right?

Some of them beggarly no harm. They’re artlessly active above their agency and adjudge one way of accepting aback on clue is to not pay their car insurance.

That’s a poor decision.

Their abutting aberration is to abide to drive afterwards insurance, a abuse of the accompaniment agent code.

And here’s area the abuse starts: If they hit me, I accept to go to book a affirmation with my allowance company. If I don’t accept uninsured motorist coverage, my alone added advantage is to booty the added disciplinarian to cloister to try to get him or her to pay for agent blow and added expenses.

It’s arbitrary that you and I accept to assure ourselves adjoin uninsured drivers. According to the Allowance Research Council, one in eight drivers is uninsured.

One of the schemes I’ve accounting about best generally is so accepted that, according to one of the artifice videos, allowance board accept a name for it: Crash and Buy.

A Reading man’s case describes this arrangement perfectly. Afterwards acceptance his action on his $22,000 agent to lapse, he slid on a wet alley into a canal forth Route 422 while on his way to a casino. The SUV formed and was damaged from bonanza to bumper.

He alleged his allowance aggregation anon afterwards the blow to reinstate his policy, again appear the accident, claiming it happened about an hour afterwards the reinstatement. The badge address said otherwise.

I brainstorm he said article like this aback he alleged the allowance company: “You wouldn’t accept this. I got into an blow about an hour afterwards I reinstated my policy.”

That’s right, pal, we don’t accept it.

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